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Sorry guys, but this is gonna be a long one.
Here's the deal. My wife was a nurse. We used to have 2 incomes. I have a pretty good job, and make decent money. She worked casual-part time, and depending on how many hours she got a week, could have potentially made more than I did.
Just over a year ago, her and her best friend bought a building, and opened a new & used maternity clothing store. Her friend's mother holds the mortgage for them, and they rent out two apartments that are in the building. The apartments cover the mortgage, and all bills. The store itself makes no money at all. It was looking good at first, but sales have dropped, and my wife no longer contributes anything to our household income.
Unfortunately, before she started the store, we made some purchases (furniture, a car) with our dual income in mind. Now we are in financial trouble. My paycheck just barely covers our house mortgage, utilities, and groceries. Her income was supposed to cover car payment, and anything else. I made the huge mistake of having all of this under my name, and now that bills are piling up, I am getting 3-5 calls a day from bill collectors, at work no less.
I have asked her to forget about the store, and go back to work. She claims she is in the process of getting her registration, etc, so that she can go back to work. She has been saying this for 6 months. Nothing has been done. I am super stressed out all day, every day about this. I am angry all the time, and miserable. On top of all this, I found out the other day, that she has almost $10k in credit card debt that she has been hiding from me.
I was supposed to be getting laser eye surgery last week, with my yearly bonus from work. I had to use most of the money to pay bills that had been piling up, so I had to cancel my surgery.
None of this seems to bother her at all. She goes about her life as if everything is peachy. She goes to work at the store everyday, where she pretty much does nothing, but sit around, and talk on the phone, play on the internet, whatever.
I love my wife, but the only way I can think of getting out of this hole, is to get a divorce, and get away from her. I am pretty sure that I can catch up financially on my own. For a start, I can rent out a couple of rooms to college students. That will pretty much set me right.
What do you guys think?
Here's the deal. My wife was a nurse. We used to have 2 incomes. I have a pretty good job, and make decent money. She worked casual-part time, and depending on how many hours she got a week, could have potentially made more than I did.
Just over a year ago, her and her best friend bought a building, and opened a new & used maternity clothing store. Her friend's mother holds the mortgage for them, and they rent out two apartments that are in the building. The apartments cover the mortgage, and all bills. The store itself makes no money at all. It was looking good at first, but sales have dropped, and my wife no longer contributes anything to our household income.
Unfortunately, before she started the store, we made some purchases (furniture, a car) with our dual income in mind. Now we are in financial trouble. My paycheck just barely covers our house mortgage, utilities, and groceries. Her income was supposed to cover car payment, and anything else. I made the huge mistake of having all of this under my name, and now that bills are piling up, I am getting 3-5 calls a day from bill collectors, at work no less.
I have asked her to forget about the store, and go back to work. She claims she is in the process of getting her registration, etc, so that she can go back to work. She has been saying this for 6 months. Nothing has been done. I am super stressed out all day, every day about this. I am angry all the time, and miserable. On top of all this, I found out the other day, that she has almost $10k in credit card debt that she has been hiding from me.
I was supposed to be getting laser eye surgery last week, with my yearly bonus from work. I had to use most of the money to pay bills that had been piling up, so I had to cancel my surgery.
None of this seems to bother her at all. She goes about her life as if everything is peachy. She goes to work at the store everyday, where she pretty much does nothing, but sit around, and talk on the phone, play on the internet, whatever.
I love my wife, but the only way I can think of getting out of this hole, is to get a divorce, and get away from her. I am pretty sure that I can catch up financially on my own. For a start, I can rent out a couple of rooms to college students. That will pretty much set me right.
What do you guys think?
The third party help is right on. As to how it works up there if it comes to a divorce, the best advice is to see if you can get some legal aid. Make sure you know all the ramifications of any actions you take.
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