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Last Monday evening as my Dad was getting ready for work, he gets a phone call from a collection agency saying that Chase Manhattan turned my Mom's account over to them, stating it was standard procedure when the cardholder passes away. They want to know how soon we can get them the whole $4K payoff, and my Dad asks to speak to the negotiator so he can work out a payment schedule.
Dude gets on the phone and agrees to a $3600 payoff if it can be done the next day, and my Dad agrees to it. He gives the guy his Checking account info and since it's almost 6pm, they have to wait till morning to initiate the transfer.
After he leaves the house, my Dad calls and says there was a bill from Chase in the mailbox, and wondered aloud why they were sending a bill for an account that was turned over to collections.
When he gets home at 7am the next morning, he calls Chase and after considerable runaround finally learns that Chase did NOT turn that account over to a collection agency.
So I hop online and transfer everything out of his Checking account to his Savings account, and he had to call the bank to tell them what was going on. The bank agreed that dumping everything into Savings was a good idea in that situation, and they would go ahead and set up an entirely new Checking account.
The Collection Agency (Ommnium Worldwide) has not called back yet. I wish they would, I've got a nasty surprise for them.
This sort of thing happens every day, and the Authorities know it happens every day. Since it is so widespread and so financially devastating, I cannot understand why Congress has not declared such activities Treason and/or Terrorism (both punishable by death).
I would love to have the bank account number that was used to ping my Dad's account (though we never heard if they tried it).
If they call back and mention the bank accoutn was empty, I'll tell them I'm calling the bank to see what the problem is, and instead call the phone company on my cell phone and have the call traced. I'll definitely mention that the caller is engaging in Terrorist activity - that'll bring the Feds into it.
Then when I find out who they are I'll kill their children. Slowly.
Dude gets on the phone and agrees to a $3600 payoff if it can be done the next day, and my Dad agrees to it. He gives the guy his Checking account info and since it's almost 6pm, they have to wait till morning to initiate the transfer.
After he leaves the house, my Dad calls and says there was a bill from Chase in the mailbox, and wondered aloud why they were sending a bill for an account that was turned over to collections.
When he gets home at 7am the next morning, he calls Chase and after considerable runaround finally learns that Chase did NOT turn that account over to a collection agency.
So I hop online and transfer everything out of his Checking account to his Savings account, and he had to call the bank to tell them what was going on. The bank agreed that dumping everything into Savings was a good idea in that situation, and they would go ahead and set up an entirely new Checking account.
The Collection Agency (Ommnium Worldwide) has not called back yet. I wish they would, I've got a nasty surprise for them.
This sort of thing happens every day, and the Authorities know it happens every day. Since it is so widespread and so financially devastating, I cannot understand why Congress has not declared such activities Treason and/or Terrorism (both punishable by death).
I would love to have the bank account number that was used to ping my Dad's account (though we never heard if they tried it).
If they call back and mention the bank accoutn was empty, I'll tell them I'm calling the bank to see what the problem is, and instead call the phone company on my cell phone and have the call traced. I'll definitely mention that the caller is engaging in Terrorist activity - that'll bring the Feds into it.
Then when I find out who they are I'll kill their children. Slowly.
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